As the cost of living continues to rise—from groceries and medications to housing and heating—many older adults living on fixed or low incomes are facing tough choices. This time of year, the decision to “eat or heat” is all too real, putting health and safety at risk. The good news? There are federal and state programs available to help, offering assistance with nutritious food, healthcare costs, and utility bills.
Yet, according to the National Council on Aging, older Americans leave an astounding $30 billion in financial benefits unclaimed every year. Many are not aware of the programs, believe the application process is too difficult, aren’t sure where to go for help, or think other people need help more. Shockingly, it is estimated that three out of five older adults who qualify for benefits are missing out.
Are you one of those individuals?
Meet Jessica Bernaski, LifePath’s Benefits Support Specialist. Jessica is available to meet with people in a variety of spaces to discuss eligibility and help complete applications. “Most people prefer to meet in-person, but I can also assist over the phone or virtually,” she says. Jessica serves Franklin County, the North Quabbin area, and Hampshire County. In her free time, Jessica enjoys hiking with her 10-month old shepherd husky-mix. “One of the highlights of the job is helping the people in my community—and sometimes meeting their furry friends,” she adds.
Eligibility for benefits varies based on income, family size, expenses, and other factors. While people can utilize the online “BenefitsCheckUp” tool to find assistance, Jessica encourages people to reach out to her directly. She primarily assists with applications for the Supplemental Nutrition Assistance Program (SNAP), Home Energy Assistance Program (HEAP also known as Fuel Assistance), MassHealth, and Medicare Savings Program (MSP). Often, she completes multiple applications in one visit. “I begin by understanding each person’s unique situation to determine what financial resources may be available to them. I can also help with referrals for home repair programs or even home care services,” says Jessica. “People find the process is much easier than expected and the savings can be significant.” For example, the average SNAP benefit for seniors is $147 a month and HEAP can provide substantial assistance towards heating costs.
“You can see the relief on people’s faces when they learn what help is available,” Jessica notes. “One stumbling block is that people often just don’t know what they’re eligible for. Too many people make sacrifices that they don’t need to. I come with an open heart and desire to make things a little easier.”
Jessica’s position is funded through a grant from the National Council on Aging, which funds 90 Benefits Enrollment Centers in 39 states. To schedule an appointment or learn more, call the Information and Caregiver Resource Center at 413-773-5555 or make a referral online. Jessica is also available to attend outreach events at Councils of Aging, libraries, or other places where older adults gather.
